Updated Articles and Resources
- Power of Attorney Durable Power of Attorney Springing Power of Attor…Created: 2009-11-16 @ 20:58:10 EST
Definition of Power of Attorney… - State Estate Taxes - State Estate Tax Exemptions - State Estate Tax …Created: 2009-11-12 @ 16:34:56 EST
Currently 18 states and the District of Columbia collect a state estate tax. Here you'll find a chart that lists the current state estate tax exemptions for Connecticut, Delaware, District of Colu… - Wills & Trusts, Wills and Trusts, Estate Planning Documents…Created: 2009-11-08 @ 09:33:28 EST
Estate planning is about getting the right legal documents in place to plan for the possibility of mental incacacity and inevitable death. Learn all about the essential estate planning documents, … - Estate Planning, Wills & Estate Planning, Wills & Trusts, Estate Pla…Created: 2009-11-08 @ 09:30:52 EST
Not sure where to begin on your estate plan? Then start by learning the basics, from what happens without an estate plan, to why you need an estate plan, to understanding the probate process, to w… - Estate Taxes, Estate Tax Planning, Advanced Estate Planning, Asset P…Created: 2009-11-07 @ 10:12:08 EST
Understanding estate taxes, inheritance taxes and gift taxes is essential to planning an estate. And once the basic estate plan is in place, the next step is to assess the need for asset protection… - Living Wills, Living Will, Medical Directives, What is a Living Will?Created: 2009-11-04 @ 09:32:52 EST
Planning for what happens to you if you suffer from a terminal illness or are critically injured should be made a part of your estate plan. The legal document necessary to put your wishes in writi… - Asset Protection for Your Family, How to Protect Your Family from Cr…Created: 2009-10-26 @ 12:57:07 EDT
A very important aspect of planning your estate should be creating a plan that will protect your children or other beneficiaries from creditors, lawsuits, and divorcing spouses after you are gone. … - I Love You Wills, Basic Wills, What is an I Love You Will? Do You an…Created: 2009-10-26 @ 12:39:54 EDT
Do you and your spouse have "I Love You" wills? If so, then you are missing out on some incredible estate planning opportunities, including estate tax planning, asset protection planning… - Disability Planning, Health Care Planning, How to Plan for Medical E…Created: 2009-10-24 @ 17:34:17 EDT
Even if you're young and healthy, an unforeseen accident or sudden illness can devastate your loved ones both emotionally and financially. Having the right documents in place to deal with a medical… - Advance Directives, Health Care Powers of Attorney, Advance Medical …Created: 2009-10-24 @ 12:10:33 EDT
Is your Advance Medical Directive too old? In 2001 Congress enacted rules governing the Health Insurance Portability and Accountability Act of 1996 (or HIPAA). Part of the act deals with the privac… - Living Wills, Living Trusts, Living Wills vs. Living Trusts, What's …Created: 2009-10-24 @ 10:28:07 EDT Updated: 2009-10-24 @ 11:42:31 EDT
Many people confuse Living Wills with Living Trusts, and yet these legal documents serve two completely different purposes. Learn what a Living Will is, what a Living Trust is, and how to never co… - Springing Power of Attorney Financial Power of AttorneyCreated: 2009-10-23 @ 13:21:16 EDT
Definition of Springing Power of Attorney… - Asset Protection Planning, Using AB Trusts to Protect Your Spouse, U…Created: 2009-10-16 @ 13:34:33 EDT
Have you created an estate plan that provides asset protection for your spouse after your death? If you and your spouse still have simple "I Love You" wills, or if you and your spouse do … - Asset Protection Planning, How to Protect Your Assets from Creditors…Created: 2009-10-16 @ 13:23:46 EDT
With the U.S. economy in distress and property foreclosures at all time highs, lately asset protection has become a hot topic. But what exactly is it, and how can you protect your assets?… - Irrevocable Life Insurance Trust, Irrevocable Trust, ILIT, How to Fu…Created: 2009-10-05 @ 20:35:42 EDT Updated: 2009-10-05 @ 20:50:14 EDT
If you have decided to create an Irrevocable Life Insurance Trust, or ILIT for short, to hold and own your life insurance policies, then once the trust agreement has been signed you will need to fu… - Power of Appointment, What is a Power of Appointment, Definition of …Created: 2009-10-03 @ 20:54:06 EDT
Definition of Power of Appointment… - No Contest Clause, What is a No Contest Clause, Definition of No Con…Created: 2009-09-19 @ 10:05:41 EDT Updated: 2009-09-19 @ 10:20:13 EDT
Definition of No Contest Clause… - Inheritance Taxes, Inheritance Tax - State Inheritance Tax ChartCreated: 2009-09-13 @ 16:02:21 EDT
Currently 18 states and the District of Columbia collect a state estate tax, while seven states collect a state inheritance tax. Learn the difference between an estate tax and an inheritance tax a… - State Estate Taxes, State Estate Tax, Which States Don't Collect a S…Created: 2009-09-07 @ 12:22:05 EDT
Currently 32 do not collect an estate tax at the state level. Find out if your state is one of them… - Estate Tax vs. Inheritance Tax, Estate Taxes, Inheritance Taxes - Wh…Created: 2009-09-07 @ 11:40:02 EDT Updated: 2009-09-08 @ 09:16:18 EDT
While the terms "estate tax" and "inheritance tax" are often used interchangeably when referring to death taxes, these terms refer to two completely different types of taxes. L… - Inheritance Tax Inheritance Taxes - Which States Collect an Inherita…Created: 2009-09-07 @ 09:18:27 EDT Updated: 2009-09-07 @ 12:37:02 EDT
Currently 18 states and the District of Columbia collect an estate tax at the state level, 7 states which are listed in this article collect an inheritance tax at the state level, and 2 states coll… - Probate Estate Probate Process Probate Court - What Are Probate Asse…Created: 2009-09-03 @ 13:23:35 EDT
When a deceased person's estate owns certain types of assets, called probate assets, then the estate will be subject to a probate court proceeding in order to get the probate assets out of the dece… - State Estate Taxes, State Estate Tax, Which States Collect a State E…Created: 2009-08-31 @ 22:17:55 EDT
Currently 18 states and the District of Columbia collect an estate tax at the state level. Find out if your state is one of them… - Credit Shelter TrustCreated: 2009-08-28 @ 21:41:05 EDT
definition of credit shelter trust… - What Does FBO Mean?Created: 2009-08-15 @ 12:47:45 EDT Updated: 2009-08-15 @ 12:52:04 EDT
Definition of FBO… - Undue Influence What is Undue Influence Will ContestsCreated: 2009-08-15 @ 11:09:32 EDT
Undue Influence… - Legal Fees, Estate Planning Fees, How Much Should Estate Planning Do…Created: 2009-08-10 @ 20:25:11 EDT Updated: 2009-08-10 @ 20:33:48 EDT
"How much do you charge for estate planning documents?" or "How much does a will cost?" Often times these are the first words out of a potential client's mouth. But like with … - Financial Power of AttorneyCreated: 2009-08-08 @ 21:42:28 EDT Updated: 2009-08-08 @ 22:09:04 EDT
Definition of Financial Power of Attorney… - Intestacy Laws Intestate EstateCreated: 2009-07-23 @ 22:25:36 EDT Updated: 2009-07-23 @ 22:32:09 EDT
Intestacy Laws… - Michael Jackson's Children Custody Guardianship - Follow the Court D…Created: 2009-07-21 @ 09:13:31 EDT
If you're interested in keeping up to date on what's going on with the custody and guardianship of Michael Jackson's children, Prince, Paris, and Blanket, then follow the links and instructions pro… - Michael Jacksons Estate Michael Jackson Will - Follow the Court Dock…Created: 2009-07-18 @ 13:31:41 EDT
If you're interested in keeping up to date on what's going on with the probate of Michael Jackson's will and estate, then follow the links and instructions provided in this article… - Disinherit Children Disinherit Family Members - Can You Disinherit Y…Created: 2009-07-17 @ 13:11:46 EDT
While in all 50 states and the District of Columbia there are community property and elective share laws in place to protect the rights of a surviving spouse who has been intentionally cut out of t… - Guardians for Minors - How to Choose a Guardian for Your ChildrenCreated: 2009-07-16 @ 22:38:44 EDT
If you have minor children, then probably the most important decision that you'll have to make with regard to your estate plan is who should take care of your children if you die while they're stil… - Will Contests, How to Contest a Will - Who Can Contest a Will?Created: 2009-07-14 @ 09:52:52 EDT
A lawsuit that is brought to challenge the validity of a Last Will and Testament, commonly referred to as a will contest, can only be filed by a limited number of people and entities involved in th… - Avoid Guardianship Conservatorship - Essential Documents for Mental …Updated: 2009-11-16 @ 20:59:41 EST
There are basically three types of legal documents necessary to plan for mental disability: Advance Medical Directives, Powers of Attorney, and Revocable Living Trusts… - Wills and Estate Planning - Archive of 2009 Wills and Estate Plannin…Updated: 2009-11-16 @ 19:12:48 EST
2009 Weekly Wills and Estate Planning Newsletters… - Pour Over WillUpdated: 2009-11-12 @ 08:41:51 EST
Pour Over Will… - Asset Protection and Divorce Protection -Benefits of Creating Lifeti…Updated: 2009-11-10 @ 09:18:29 EST
When exploring the options for passing your property on to your beneficiaries, including your spouse and children, after you die, one option to consider is holding the property in a separate lifeti… - Living Trust, Revocable Living Trust, Irrevocable Living TrustUpdated: 2009-11-10 @ 08:49:38 EST
Living Trust… - Estate Planning Mistakes, Basic Estate Planning, Top Five Estate Pla…Updated: 2009-11-08 @ 09:32:18 EST
When it comes to basic estate planning, time and time again I run into these five common mistakes. Learn what they are and how to avoid them when making or updating your estate plan… - How is the Gift Tax Calculated?Updated: 2009-11-07 @ 11:24:21 EST
The federal gift tax applies to all gifts that you make during the course of your lifetime. However, every U.S. citizen is given a lifetime exemption from paying gift taxes. Thus, a gift tax will… - Exemption From Gift TaxesUpdated: 2009-11-07 @ 11:17:24 EST
Definition of Exemption from Gift Taxes… - What is the Gift Tax and Who Pays It?Updated: 2009-11-07 @ 10:22:42 EST
The federal gift tax is one of the most misunderstood and often ignored taxes assessed by the federal government. Two states also assess their own gift tax - Connecticut and Tennessee. Learn what… - Annual Exclusion GiftUpdated: 2009-11-07 @ 10:21:10 EST
Definition of Annual Exclusion Gift… - Estate Tax Rate Table - Exemption From Estate Taxes: 1997 - 2009Updated: 2009-11-07 @ 10:14:03 EST
The exemption from federal estate taxes has increased over the past 12 years while the estate tax rate has decreased. Here you'll find a chart that shows the increases in the exemption and decreas… - Gift TaxUpdated: 2009-11-07 @ 10:08:38 EST
Gift Tax… - Are Gifts to Your Spouse Taxable?Updated: 2009-11-07 @ 10:00:36 EST
Are gifts to your spouse taxable? The answer to this question depends on the answer to two other questions: (1) Is your spouse a U.S. citizen? and (2) Is the gift to your spouse a gift of a pres… - What Gifts Are Subject to the Gift Tax?Updated: 2009-11-07 @ 09:58:46 EST
The federal gift tax applies to all gifts that you make during the course of your lifetime. Whether a gift will be taxable for gift tax purposes depends on three things: (1) Who the recipient of… - Annual Exclusion From Gift Taxes: 1997 - 2010Updated: 2009-11-07 @ 09:53:35 EST
The annual amount exempt from the federal gift tax, called the annual gift tax exclusion, was indexed for inflation beginning in 1997 and has slowly increased over the years. Here you'll find a ch… - What is the Federal Estate Tax?Updated: 2009-11-05 @ 22:10:41 EST
The federal estate tax is a tax collected on the transfer of a person's assets to his or her loved ones after death. Every U.S. citizen's estate is subject to the tax, but not all estates will act… - What is the Future of the Estate Tax?Updated: 2009-11-05 @ 22:03:08 EST
Where the federal estate tax will go beyond 2009 is entirely up in the air. Under current law, the tax is scheduled to completely disappear in 2010. But don't be surprised if the federal estate t… - Living WillUpdated: 2009-11-04 @ 09:34:42 EST
Living Will… - Estate Planning, Estate Planning Documents - An Overview of the Esse…Updated: 2009-10-27 @ 12:43:16 EDT
Estate planning is about legally organizing your affairs to deal with the possibility of mental incapacity and certain death. Depending on your current family and financial situations, your estate… - What Does a Successor Trustee Do After You Die?Updated: 2009-10-25 @ 11:24:26 EDT
In setting up your Revocable Living Trust, you'll be asked to name a Successor Trustee to administer your trust after you die. Learn what a Successor Trustee is required to do when settling your t… - What is a Trustee?Updated: 2009-10-25 @ 11:14:10 EDT
A Trustee is the fiduciary put in charge of overseeing the day to day management of property owned by a trust. A Trustee can be an individual, an institution, such as a bank or trust company, or a… - Advance Medical Directive, Medical Directive, Health Care Power of A…Updated: 2009-10-24 @ 17:57:11 EDT
Planning for medical emergencies should be made a part of every estate plan. The legal document necessary to plan for a medical emergency is called an Advance Medical Directive… - Asset Protection Planning, Asset Protection for You vs. Asset Protec…Updated: 2009-10-24 @ 16:12:23 EDT
Asset protection for your own assets while you're alive when compared with asset protection for your spouse and other beneficiaries after you die are two different things… - Asset Protection and Estate Planning, Asset Protection Planning - Wh…Updated: 2009-10-24 @ 15:42:04 EDT
With the economy slowing down and money becoming tight, asset protection has become a hot topic in recent months. Learn what asset protection planning is and how to avoid the most common planning … - Review of an Existing Estate Plan - Top Mistakes and How to Avoid Th…Updated: 2009-10-24 @ 12:35:14 EDT
Each time that I sit down with a new client who already has an estate plan, the first thing that I do is a thorough review of their current estate planning documents. From years of experience in do… - Your Affidavit or Memoradum of TrustUpdated: 2009-10-24 @ 11:16:35 EDT
When asked to fund assets into a Revocable Living Trust, often times financial institutions will request a copy of the trust agreement for their files. Many Trustmakers, however, do not like the f… - What is a Memorandum of Personal Property?Updated: 2009-10-22 @ 12:47:44 EDT
When you prepare your estate plan, one of the things that you'll need to consider is how you want your personal effects to be distributed. If you have specific people in mind to receive certain it… - Estate Planning Documents - Your Assignment of Tangible Personal Pro…Updated: 2009-10-22 @ 12:41:37 EDT
In order to save you from making a list of all of the tangible personal property that you own, a blanket Assignment of Tangible Personal Property or Quitclaim Bill of Sale can be prepared in order … - How to Choose Beneficiaries for IRAs and 401(k)s if You're Married…Updated: 2009-10-20 @ 12:26:39 EDT
In my experience, once you've signed your foundational estate planning documents, choosing the right beneficiaries for your IRAs and 401(k)s is just as important as getting the appropriate legal do… - How to Choose Beneficiaries for IRAs and 401(k)s if You're Single…Updated: 2009-10-20 @ 12:23:29 EDT
In my experience, once you've signed your foundational estate planning documents, choosing the right beneficiaries for your IRAs and 401(k)s is just as important as getting the appropriate legal do… - 10 Steps to Creating a Good Estate PlanUpdated: 2009-10-16 @ 09:05:12 EDT
Estate planning is a process that consists of ten distinct steps. Learn what these steps are so that you, along with help from your estate planning attorney, can create a good estate plan… - Irrevocable Trusts - Can an Irrevocable Trust Be Changed?…Updated: 2009-10-15 @ 14:27:56 EDT
By its design an Irrevocable Trust is just that, irrevocable, and so as a basic rule an Irrevocable Trust can't be amended, modified, changed, or revoked. But with that said, here are some things … - Probate Estate - How to Open a Probate EstateUpdated: 2009-10-14 @ 10:37:05 EDT
In general, there are 8 steps that should be followed in order to open a probate estate with the appropriate state court, but some of the steps can be skipped if the decedent didn't leave a Last Wi… - Trust Maker, Grantor, Settlor, Trustmaker, Trustor, What is a Trustm…Updated: 2009-10-05 @ 21:22:35 EDT
Defintion of Trustmaker… - Trust Maker, Revocable Living Trust, Who Gets a Copy of a Trust Afte…Updated: 2009-10-05 @ 21:21:26 EDT
When someone dies, you've probably seen in the movies or on TV or read in a book about "the reading of the Will." Unfortunately, this is purely a theatrical device designed to create dram… - Trust Maker, Revocable Living Trust, How Much Does it Cost to Settle…Updated: 2009-10-05 @ 21:20:26 EDT
A common misconception about Revocable Living Trusts is that there's little or no cost involved in settling the trust after the Trustmaker dies. This is absolutely not true. While the overall cos… - Trust Maker, Revocable Living Trust, How Long Will it Take to Settle…Updated: 2009-10-05 @ 21:19:19 EDT
How long it will take to settle a Revocable Living Trust after the Trustmaker dies depends on many factors… - What is a Revocable Living Trust?Updated: 2009-10-05 @ 21:18:20 EDT
A Revocable Living Trust is a legal document that is created by an individual, called a Trustmaker, to hold and own the Trustmaker's assets, which are in turn invested and spent for the benefit of … - Needs and Uses of Life Insurance in Estate PlanningUpdated: 2009-10-05 @ 20:58:43 EDT
Life insurance can play an important role in estate planning in two very distinct ways… - Irrevocable Trust, Irrevocable Life Insurance Trust, ILITUpdated: 2009-10-05 @ 20:56:34 EDT
Irrevocable Life Insurance Trust… - How to Choose Beneficiaries for Life Insurance PoliciesUpdated: 2009-10-05 @ 20:54:40 EDT
Learn what to consider when choosing the beneficiaries of life insurance policies so that the beneficiary designations will compliment the terms of your Revocable Living Trust. … - Irrevocable Trust, ILIT, What is an Irrevocable Life Insurance Trust?Updated: 2009-10-05 @ 20:52:57 EDT
Many people are not aware that all of the proceeds from their life insurance policies will be included their estate for estate tax purposes. Learn how to remove life insurance proceeds from your es… - How to Calculate Your Estate Tax Liability - Estate TaxesUpdated: 2009-10-04 @ 11:18:35 EDT
Whether your estate will be liable for estate taxes depends upon the value of your gross estate, the amount of debt owed by you at the time of your death, the total expenses that will be incurred w… - What is a Last Will and Testament?Updated: 2009-10-04 @ 11:10:58 EDT
A Last Will and Testament is a legal document that's the first building block to your estate plan. After determining your need for an estate plan, your attorney will recommend either a will-based p… - What Are Non Probate Assets and Are They Included in Your Estate?Updated: 2009-10-03 @ 21:33:28 EDT
Non probate assets are simply assets that won't need to be probated after you die. But will they be included in the value of your estate for estate tax purposes? Find out. … - Health Care Agents, Health Care Surrogates, How to Choose a Health C…Updated: 2009-10-03 @ 13:52:58 EDT
In setting up your estate plan, you'll be asked to name a number of fiduciaries to act on your behalf in various situations. One such fiduciary will be your "Health Care Agent" named in y… - Business Succession Planning, Exit Planning for Business Owners, Bus…Updated: 2009-10-02 @ 09:49:09 EDT
At some point every business owner will want to "exit" their business. Many times, however, the owner won't be able to leave voluntarily but will be forced to do so either due to incapaci… - wills.guide@about.comUpdated: 2009-10-01 @ 21:02:04 EDT
julie ann garber email address about.com guide to wills and estate planning email address… - Estate Taxes - Would You Consider Moving to Avoid Estate Taxes?…Updated: 2009-09-24 @ 17:37:00 EDT
Do people really move to a new state to avoid estate taxes? I say yes because in my 15 years of experience as an estate planning attorney, I'm going to estimate that at least half of my clients ha… - Estate Planning Organizer - Contact ListUpdated: 2009-09-21 @ 20:04:10 EDT
Don't leave your loved ones with a mess. Organize your important documents now so that you can provide your family with a written, comprehensive list showing where your important papers are stored … - Executor/Executrix, Definition of Executor, What is an ExecutorUpdated: 2009-09-19 @ 20:02:16 EDT
Executor/Executrix… - Inheritance Tax Estate Tax Death TaxUpdated: 2009-09-13 @ 16:03:49 EDT
Definition of Inheritance Tax… - An Overview of Current Estate Tax LawsUpdated: 2009-09-12 @ 18:14:24 EDT
In this post election year, the federal estate tax is truly up in the air. Currently the federal exemption from estate taxes and estate tax rate are supposed to change as shown below in the "C… - Connecticut Estate Tax - Overview of Connecticut Estate Tax Laws…Updated: 2009-09-12 @ 18:00:20 EDT
If you live in Connecticut, then you live in one of only two states that keeps track of taxable gifts at the state level (the other is Tennessee). Connecticut residents, as well as nonresidents who… - Estate Planning and Personal Effects - How to Make a Plan for Your P…Updated: 2009-09-12 @ 11:15:23 EDT
Have you taken the time to make a plan for what will happen to your personal effects - including your jewelry, collectibles, antiques, and art work, even your pets - after you die? While in many i… - How to Fund Personal Effects into a TrustUpdated: 2009-09-12 @ 10:51:52 EDT
Funding a trust with personal effects that don't have a legal certificate of title, such as jewelry, clothing, art work, antiques, and collectibles, can be accomplished by a single assignment. For … - State Estate Taxes - Which States Allow for ABC Trust Planning?Updated: 2009-09-11 @ 21:51:08 EDT
When planning to reduce federal estate taxes, married couples can make use of the AB Trust system to effectively transfer two times the federal estate tax exemption to their heirs. But in states t… - Modern Estate Planning, Estate Planning as if Your Life Depends on I…Updated: 2009-09-11 @ 09:20:33 EDT
When I started out as an estate planning attorney nearly 15 years ago, estate planning was viewed as a one time transaction - first you met with the clients, then you drafted their plan, then you r… - Will a Will Work in All States? Does a Will Work in All States?Updated: 2009-09-08 @ 12:32:33 EDT
Will your Last Will and Testament work if you move to a new state? Like many aspects of estate planning, the answer to this question is, "it depends." Find out why your Last Will and Te… - Estate Taxes Inheritance Taxes Death Taxes - Understanding Death, Es…Updated: 2009-09-07 @ 18:28:16 EDT
There are two types of taxes that can be assessed against your property after you die - estate taxes and inheritance taxes, both of which are commonly referred to as death taxes… - Estate TaxUpdated: 2009-09-07 @ 12:07:38 EDT
Estate Tax… - Wills and Estate Planning - Estate Planning Don'ts…Updated: 2009-09-06 @ 11:15:55 EDT
Throughout my years working as an estate planning attorney, I've compiled a checklist of common sense tips and tricks that everyone can benefit from when it comes to planning their estate. Here yo… - Estate Lawyers - Interviewing a Prospective Attorney - Estate Planni…Updated: 2009-09-05 @ 19:17:43 EDT
Once you've located a prospective estate planning attorney, you need to ask the attorney this list of important questions before you hire him or her as your attorney and trusted advisor… - Overview of Taxes that Affect an Estate - Estate Taxes, Gifts Taxes,…Updated: 2009-09-05 @ 12:12:12 EDT
When preparing or updating your estate plan, you will need to have a basic understanding of the different types of taxes that can affect your estate - gift taxes, estate taxes, inheritance taxes, g… - Wills and Trusts - Six Estate Planning Tips for Young Singles and Co…Updated: 2009-08-31 @ 21:40:51 EDT
In a 2004 survey conducted by Lawyers.com, the two most frequent reasons adult Americans cited for not having an estate plan were insufficient assets and not being old enough to need a plan. Sadly… - Top Five Reasons Why You Need an Estate PlanUpdated: 2009-08-29 @ 21:33:59 EDT
While there are a variety of reasons why people decide to meet with an estate planning attorney, I have found the ones listed below to be the top five… - What is a Trust?Updated: 2009-08-29 @ 18:27:12 EDT
A trust is a legal agreement that has three parties to it: the Trustmaker, the Trustee, and the Beneficiary… - Bypass TrustUpdated: 2009-08-28 @ 21:41:14 EDT
definition of bypass trust… - Wills and Estate Planning - Estate Planning Do's…Updated: 2009-08-28 @ 21:22:22 EDT
Throughout my years working as an estate planning attorney, I've compiled a checklist of common sense tips and tricks that everyone can benefit from when it comes to planning their estate. Here yo… - Durable Power of Attorney for Health CareUpdated: 2009-08-17 @ 13:39:56 EDT
Durable Power of Atttorney for Health Care… - BequestUpdated: 2009-08-17 @ 13:31:22 EDT
Bequest… - HeirUpdated: 2009-08-17 @ 13:19:13 EDT
Heir… - GrantorUpdated: 2009-08-17 @ 13:04:24 EDT
Grantor…